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Debt Restructuring
Debt restructuring, one-time settlement, corporate debt restructuring
What is Debt Restructuring?
📌 Overview
Debt restructuring involves renegotiating debt terms to make repayment feasible. HLAPL provides expert advisory for one-time settlement (OTS), corporate debt restructuring (CDR), and debt reorganization.
✅ Key Aspects
One-time settlement (OTS) with banks, Corporate debt restructuring (CDR), Debt renegotiation and moratorium, Interest rate reduction, Principal write-off, Asset sale and debt repayment plan, Settlement agreement drafting.
⚖️ Legal Framework
Governed by RBI guidelines on restructuring, IBC 2016, and contractual terms. HLAPL negotiates with lenders for optimal settlement terms.
Important FAQs
❓ What is one-time settlement (OTS)?
OTS allows borrowers to settle debt at reduced amount through lump sum payment. HLAPL negotiates OTS terms with banks.
❓ What is corporate debt restructuring (CDR)?
CDR is restructuring of corporate debt through consortium of lenders. HLAPL represents borrowers in CDR process.
❓ Does debt restructuring affect credit score?
Yes, restructuring may impact credit score. HLAPL advises on rebuilding credit post-restructuring.
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